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Gard AS is acting as the agent of both Assuranceforeningen Gard – gjensidig – and Gard P. & I. (Bermuda) Ltd. Gard AS has prepared, and the two associations’ Board of Directors have approved a joint set of standard terms of cover for P&I risks (“Rules”) for the 2021 policy year.

For entries in Assuranceforeningen Gard – gjensidig –, the insurer is Assuranceforeningen Gard – gjensidig –. Likewise, for entries in Gard P. & I. (Bermuda) Ltd, the insurer is Gard P. & I. (Bermuda) Ltd.

The Statutes of Assuranceforeningen Gard – gjensidig – and the Bye-Laws of Gard P. & I. (Bermuda) Ltd. are available on request and published on the Gard website.

The Rules for the 2021 policy year which runs from 20 February 2021 to 20 February 2022 contains some alterations to the Rules which applied for the 2019 policy year. Further details of the alterations can be found in Circular no 15/2020 “Amendments to the Rules 2021” which was sent to the Members in January 2021. The circular can be found on the Gard website.