Balance sheet
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    Parent company Consolidated accounts
    As at As at As at As at
Amounts in USD 000's Notes 20.02.22 20.02.21 20.02.22 20.02.21
           
Assets          
Intangible          
Developed software 10 0 0 9,012 8,722
Total intangible assets   0 0 9,012 8,722
           
Investments          
Property and plant used in operations 11 0 0 26,946 27,561
           
Financial investments in subsidiaries          
Investments in subsidiaries 13 642,578 593,363 0 0
Loan to subsidiaries 3, 15 11,571 12,315 0 0
           
Financial investments at fair value through profit or loss        
Equities and investment funds 14 189,211 180,310 619,684 558,905
Interest-bearing securities and funds 14, 15 399,033 458,644 1,607,052 1,693,137
Other financial investments  14, 15 1 18,130 1 43,388
Total investments   1,242,394 1,262,762 2,253,683 2,322,991
           
Reinsurers' share of technical provisions          
Reinsurers' share of gross premium reserve 6 3,470 1,595 60,249 41,444
Reinsurers' share of gross claims reserve 6, 15 507,576 510,928 169,857 247,484
Total reinsurers' share of technical provisions   511,046 512,523 230,106 288,928
           
Receivables          
Receivables from direct insurance operations          
Policyholders 5, 17 21,149 37,304 299,199 284,345
           
Receivables from reinsurance operations          
Receivables from reinsurance operations   7,538 781 8,486 977
Receivables from subsidiaries   25,117 10,762 0 0
           
Other receivables          
Other receivables 18 5 0 19,072 22,356
Other receivables from subsidiaries 18 516 13,386 0 0
Total receivables 15 54,324 62,233 326,757 307,678
           
Other assets          
Equipment 12 661 661 7,465 7,866
Cash and cash equivalents 15, 19 133,348 63,015 301,643 186,471
Deferred tax asset 9 21,994 20,498 22,325 18,772
Other assets 15 5,478 5,478 29,552 29,761
Total other assets   161,479 89,652 360,985 242,871
           
Prepayments and accrued income          
Accrued income and other prepayments   3,584 2,415 41,944 35,190
Total prepayments and accrued income   3,584 2,415 41,944 35,190
           
Total assets   1,972,828 1,929,585 3,222,487 3,206,380
           
    Parent company Consolidated accounts
    As at As at As at As at
Amounts in USD 000's Notes 20.02.22 20.02.21 20.02.22 20.02.21
           
Equity and liabilities          
Equity          
Statutory reserve 20 463 463 463 463
           
Retained earnings          
Guarantee scheme 20 452 454 575 535
Other equity 20 972,214 984,628 1,277,243 1,261,922
Total equity 21 973,128 985,545 1,278,281 1,262,920
           
Technical provisions          
Gross premium reserve 6 6,771 3,107 287,800 235,472
Gross claims reserve 6, 15 827,423 850,587 1,403,790 1,473,288
Total technical provisions   834,194 853,694 1,691,590 1,708,760
           
Provisions for other liabilities          
Pension obligations, net 16 1,372 1,417 44,887 46,176
Income tax payable 9, 15 0 0 7,387 16,913
Other provision for liabilities   0 0 571 697
Total provisions for other liabilities   1,372 1,417 52,844 63,785
           
Payables          
Payables arising out of direct insurance operations 15 53,043 55,956 83,630 85,557
Payables arising out of reinsurance operations 15 10,629 4,033 82,500 57,596
Payables arising out of reinsurance operations - group companies 15 2,214 3,227 0 0
Payables to group companies 15 87,035 19,795 0 0
Other payables 15 92 145 8,740 8,844
Total payables   153,012 83,156 174,870 151,997
           
Accruals and deferred income          
Accruals and deferred income 15 11,122 5,773 24,902 18,918
Total accruals and deferred income   11,122 5,773 24,902 18,918
           
Total liabilities   999,700 944,040 1,944,206 1,943,460
           
Total equity and liabilities   1,972,828 1,929,585 3,222,487 3,206,38