Key financials 2008 - 2017
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Amounts in USD millions, ETC basis 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017
                     
Gross written premium 721 796 812 792 855 884 959 991 911 824
Earned premium for own account 623 701 701 678 700 712 764 842 764 707
                     
Claims incurred for own account -580 -436 -527 -533 -595 -600 -643 -  631 -532 -493
Operating expenses net -98 -108 -121 -101 -92 -122 -97 -  110 -99 -94
                     
Result on technical account -55 157 54 44 13 -10 24 101 133 120
                     
Result on non-technical account 125 -293 195 141 49 113 76 23 -54 104
                     
Net result before tax 71 -136 249 185 62 103 100           124 79 224
Tax -2 -14 -9 -9 -11 -5 -11 - 6 -8 -8
Total comprehensive income 69 -150 240 176 51 98 89 87 86 215
                     
Changes in deferred call - - -41 -28 -14 -31 -35 -37 -37 -89
                     
Combined ratio (ETC-basis) 109% 78% 92% 94% 98% 101% 97% 88% 83% 83%
                     
Equity* 580 430 638 790 826 875 919 960 1,010 1,135

* Contingency reserve has been reclassified to equity.