Key financials 2007 - 2016
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Amounts in USD millions, ETC basis 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016
                     
Gross written premium 647 721 796 812 792 855 884 959 991 911
Earned premium for own account 545 623 701 701 678 700 712 764 842 764
                     
Claims incurred for own account -518 -580 -436 -527 -533 -595 -600 -643 -  631 -532
Operating expenses net -88 -98 -108 -121 -101 -92 -122 -97 -  110 -99
                     
Result on technical account -61 -55 157 54 44 13 -10 24 101 133
                     
Resulton non-technical account 133 125 -293 195 141 49 113 76 23 -54
                     
Net result before tax 73 71 -136 249 185 62 103 100  124 79
Tax 10 -2 -14 -9 -9 -11 -5 -11 - 6 -11
Net result after tax 83 69 -150 240 176 51 98 89 87 85
                     
Changes in deferred call -9 - - -41 -28 -14 -31 -35 -37 -37
                     
Combined ratio (ETC-basis) 111% 109% 78% 92% 94% 98% 101% 97% 88% 83%
                     
Contingency reserve 512 580 430 638 790 826 895 944 969 1017