• Pollution spills resulting in third party property damage.

• Stevedore personnel injury in connection with loading/unloading operations.

• Cargo dispute leading to arrest of the vessel.

• Stowaways/refugees.

• Denial of access to a place of refuge.

• Delay in arrival or departure to or from scheduled port (except due to weather or ice conditions).

• Saving persons at sea, followed by intervention from the authorities.

• Pirate seizure.

• Drug seizure.

Members that have entered a substantial part of their fleet with Gard for Loss of Hire insurance and/or for P&I risks.

Important exclusions include no cover for losses:

• Recoverable under standard loss of hire insurance (subject to the Nordic Marine Insurance Plan).

• Arising from war perils (except for piracy seizure).

• Arising from nuclear perils or the ship being employed in any unlawful trade/act.

• Arising from strikes.

• Arising from failure to comply with classification society/flag State requirements.

• Arising from charterer’s failure to pay hire.

• Arising from owner’s failure to pay a legally enforceable debt.

• Any chemical, biological, biochemical, or electromagnetic weapon

• The COVID – 19 virus or any other infectious diseases declared by the World Health Organization as a pandemic.

Standard minimum deductible of 2 days for piracy.