Gard AS and its subsidiaries may on behalf of themselves and/or an entity of the Gard Group comprised of, inter alia; Gard P. & I. (Bermuda) Ltd., Assuranceforeningen Gard - gjensidig -, Gard Marine & Energy Limited and Gard Marine & Energy Insurance (Europe) AS, obtain personal data from you or other individuals including but not limited to insureds, members, employees, employers, brokers, lawyers. Gard AS, the data controller, may be contacted at: Kittelsebuktveien 31, 4836 Arendal, Norway and

The information which will be collected may include any personal data about you as an individual which you provide to us through forms on this website and/or emails exchanged with the above-mentioned companies' personnel.


Personal data may be used and processed for the following purposes:

  1. considering an application for insurance, providing and administering any relevant insurance policy, obtaining and administering reinsurance and administering and paying claim (regarding legal persons),
  2. administering and paying claims regarding individuals,
  3. performing checks in relation to fraud and financial crime, or
  4. other lawful purposes which are not incompatible with the above-stated lawful purposes.


Personal data may be shared with the following: Any subsidiaries of Gard AS, Gard P. & I. (Bermuda) Ltd., Assuranceforeningen Gard - gjensidig -, Gard Marine & Energy Limited and Gard Marine & Energy Insurance (Europe) AS.


You have a right to obtain access to, as well as to the rectification, blocking or erasure of your personal data pursuant to Norwegian data protection law.


Any information about you as an individual which is being collected either from this website and/or through email will be processed in accordance with Norwegian data protection law, i.e. the Norwegian Act of 14 April 2000 No. 31 relating to the processing of personal data.


If you provide any personal information about others please provide this notice to those individuals.

Cookie policy 

A cookie, as defined by Wikipedia, is: “A cookie, also known as an HTTP cookie, web cookie, or browser cookie, is usually a small piece of data sent from a website and stored in a user's web browser while a user is browsing a website. When the user browses the same website in the future, the data stored in the cookie can be retrieved by the website to notify the website of the user's previous activity. Cookies were designed to be a reliable mechanism for websites to remember the state of the website or activity the user had taken in the past.”

The following are the ways in which we use cookies:

  • We use cookies to help us to improve the performance of our website to provide you with a better user experience.
  • We also use cookies to track visits to our site so that we can assess which parts of our sites are most popular, how long visitors stay on our site, which browser visitors are using, how visitors enter our site, which sites refer to our site etc. This makes it easier to tailor our information to your needs.
  • Some components on our site (maps) contain third-party cookies to allow traffic analysis to Google Maps.

For more information about the cookies used on our site, see the section Cookies used on our site.

We do not sell the information collected by cookies.

Please note that our website may contain links to other, non-Gard websites. Gard is not responsible for the privacy practices of other such sites.

If you wish to control what cookies are set on your device through the Gard website then you can find out how to do this as described in the section Managing Cookies.

Cookies used on our site

We use three major types of cookies on our site:

  • Session cookies
  • Tracking cookies from Google Analytics
  • Tracking cookies from Google Maps

The session cookies allow users to be recognized within a website so any page changes or item or data selection you do is remembered from page to page. These session cookies are temporary and are erased when you close your browser at the end of your surfing session. The next time you visit our site we will not recognize you, and we will treat you as a completely new visitor as there is nothing in your browser to let the site know that you have visited us before.

We use Google Analytics tracking cookies to better understand how our customers navigate to and through our website, how long customers spend visiting our content items and how often they return to visit our website. The Google Analytics cookies expire after two years. The information generated by the Google Analytics cookies (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity and providing other services relating to website activity and usage. Google will store this information.

We also use maps from Google Maps to show where our offices are located; when maps are accessed Google Maps tracking cookies are set. The Google Maps cookies expire after two years.

You can view the privacy policy of Google here:

Managing cookies

If you do not want to receive cookies from Gard, you can modify your browser settings so that your browser notifies you when cookies are sent to it. You can also choose to refuse cookies altogether, and delete cookies that have already been set.

The functionality on our website works fine without cookies, and you will not lose major features or functionality if you choose to disable cookies.

You can also opt out of being tracked by Google Analytics, please visit for more information.