* FIGURES BEFORE REDUCTION IN DEFERRED CALL
Estimated and Actual in per cent per policy year
Stability and predictability in the level of calls is a highly desirable outcome for Members, and our track record demonstrates our ability to manage this process.
Figures in USD million
Standard & Poor's views Gard to have a strong business risk profile, a strong financial risk profile and a strong Enterprise Risk Management (ERM). The group's earnings are likely to support its capital adequacy going forward.
Standard & Poor's Financial Services LLC, provides independent financial information, analytical services, and credit rating to the world's financial markets. For more information on Standard and Poor's, visit http://www.standardandpoors.com/