2014 HIGHLIGHTS
  • 959
    Gross written premium
    USD millions, ETC basis
  • 89
    Result after tax
    USD millions, ETC basis
  • 97
    Combined ratio
    Per cent, ETC basis
  • 944
    Contingency reserve
    USD millions
  • 2.7
    Assets
    USD billions
CHAIRMAN'S STATEMENT
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The Gard group has seen significant change in its key personnel in the last financial year. So, in this my first Chairman’s Statement, I would like to pay tribute to those who have gone before as well as to welcome those who will lead us into the future.

CEO'S OPERATIONAL REVIEW
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In this my first Operational Review as CEO, I am delighted to report strong results for the financial year ending 20 February 2014. We recorded a surplus after tax of USD 89 million on an estimated total call basis, achieved a combined ratio of 97 per cent across the group and a return...

Gard at a glance
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consecutive years of reducing the deferred call
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Singapore, 14th office in the Gard network
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financial strength rating from Standard & Poor’s
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market share of the International Group by tonnage