DIRECTORS' REPORT AND FINANCIAL STATEMENTS
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for the six months to 20 August 2018
2018
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scroll Highlights
78
Combined ratio
Per cent, ETC basis, H1
27
Result
USD millions, ETC basis, H1
1,276
Equity
USD millions
668
Gross written premium
USD millions, ETC basis, H1s
Gard at a glance
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Result after tax USD 27 million
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Combined ratio net 78%
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A+ Standard & Poor's financial strength rating
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USD 392m returned to mutual Members 2010-2018