DIRECTORS' REPORT AND FINANCIAL STATEMENTS
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as at 20 August 2017
2017
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scroll Highlights
77
Combined ratio
Per cent, ETC basis, H1
150
Total comprehensive income
USD million, ETC basis, H1
1285
Equity
USD million
664
Gross written premium
USD million, ETC basis, H1
Gard at a glance
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Result after tax USD 150m
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Combined ratio net 77%
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A+ Standard & Poor's financial strength rating
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USD 313m returned to mutual Members over the last seven years